| 1)
I want to get paid for my professional skills. How does vWorker.com help me?
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| |
vWorker.com allows you to cash in on your
areas of expertise and interest. Unlike traditional contracting, we
guarantee payment
so you can stop worrying about billing and collections, and focus on what you do best.
The site can automatically notify you of new projects as they come in, and then you can bid on
the ones you're interested in. After the employer accepts your bid,
they escrow the funds to prove "they are good for the money". Once you complete the work,
you're awarded the funds from escrow. That's all there is to it.
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| 2)
How does vWorker.com protect me?
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vWorker.com has a number of features to protect you:
-
Financial: we guarantee payment
so you can stop worrying about finances and concentrate on what you do best:
working and earning income. Click here for more details.
-
Background research: In traditional consulting, you never know what a customer
is going to be like until you begin work. On vWorker.com
you can always check the reputation of any
potential employer before you bid. You can see their...
-
Ratings: Review their ratings (from 1 to 10) and
reviews written by previous workers.
Unlike some competing sites, these ratings are protected with a
double-blind system, so you know they're accurate.
-
Non-action ratio: View the # of times they didn't choose a
worker on past projects, so you can judge
whether or not it's worth your time to bid on the project.
Click here for more info on the non-action ratio.
-
Security verifications: See if they've taken the time verify their identify and
payment information, and are serious about selecting a bidder.
-
Mediation/arbitration record: View why they have been
in mediation/arbitration in the
past, and detailed information from the arbitrator on what the
final result was. This lets you learn more about how they behave when
working on projects.
-
Escrow: By the time you begin work, each customer has
already pre-paid the bill for the project and
vWorker.com is already holding it in
escrow. This means that you don't
have to worry about getting 'stiffed'! If you complete the work as
agreed, you can be confident of being paid.
Click here for more details on payment guarantees.
-
Legal:
Should you ever get into a dispute over what has
been delivered with the employer,
you can enlist the help of a 3rd party, for free. Just place the bid into
arbitration with a vWorker.com
arbitrator. They will determine what has actually been delivered (or not) and the
employer (and yourself) have already
pre-agreed to abide by their decision.
Click here to view additional security,
safety and reliability features.
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| 3)
What does this service cost?
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| |
vWorker.com strongly believes in only being paid if you are successful. That is why we do not charge
you bidding fees, subscription fees or any other fees for bidding privileges (unlike
competing sites).
If you win a project and receive funds, we charge a percent of those funds (called the
vWorker.com fee).
However, this is not subtracted from the amount you bid (as was done in the past). Instead, we now
add it to the amount of money the employer escrows. In other words: if you bid $100, you will now
receive $100 (rather than $85, as you would have in the past)."
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| 4)
How and when do I get paid?
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After the employer accepts your bid, his or her money
is held in an escrow account. After you deliver the product and they
acknowledge that they received everything (in
fixed-price projects) or signoff on your time card (in
Hourly projects), you will be credited with the amount that you bid.
Note, that prior to May 2011, we would deduct the vWorker.com fee from this amount.
However, we do not do this anymore. Instead, we incorporate the fee into the amount escrowed by the
employer. Click here for more details on this change.
All credits accumulate in your account until the
credit cutoff date of your choosing arrives
(either the 10th, 20th, last day of the month and you can
choose one, two or all three).
We then pay you
that total on or before the following 7th day (at 11:59:59 PM EDT).
(Note that you can also choose to not be paid, until your account goes
above some amount that you specify. Click here for more details.)
You can also choose to have payments sent to you via a number of methods.
Please see the Payment Options Matrix in your Worker agreement for full details on the
different payment methods.
For more detailed information on payments, click here to visit the payments section of the FAQ.
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| 5)
How can I promote myself to make customers more likely to accept my bids?
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You can do this via your registration profile. Here
are some things that will increase interest in your bids from employers:
- Resume: This is the first look an employer gets of you. Include as much detail as possible.
- Photograph/company logo: Humans are drawn to graphics over text and
you can use this to draw attention to your bids. A photo of a person (or group) is the most effective,
and after that a logo.
- A sample of your portfolio/past work: This helps employers understand what you can produce. A good portfolio is
an excellent tool to win more bids.
- Certifications: Proves your expertise, and best of all it's free! See Expert Rating for more details.
- Expert Guarantee: Give yourself an edge when bidding gets competitive, by proving you are the
most committed. Click here for more details.
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| 6)
Why can't I view bids from other workers who are bidding against me?
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When we started this site in 2001, every worker could
view competing bids. We thought this was good because it was more
transparent. Instead what we found is that it led to an environment of
cut-throat low-bidding wars. Many projects 'won' by the ultimate survivor of
the ultra-intense low-bidding, were priced far below what the
worker actually needed to sustain themselves, and were never completed.
That is why in July
of 2001, bidding was changed from an open system (where every worker could see
every other workers' bids) to a closed one (where each worker could only see their own bids).
The feedback from
workers and the ultimate results were exceedingly positive, and the site has
remained that way ever since.
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| 7)
How are employer and worker disputes handled (arbitration)?
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Most transactions are completed harmoniously,
but about 10-15% of the time an employer and worker cannot come to an agreement. If this happens to you then you can
simply request one of the vWorker.com arbitrators place the project into
arbitration to
determine if the contract was met or not. During a court-like process, the arbitrator follows the rules of
arbitration to
determine what has and has not been delivered, and may even test the final deliverables to
verify an employer's flaw list.
(For complete details, see the complete rules of arbitration in either the
employer or
worker legal agreements). To ensure fairness, all parties have already
agreed in advance to abide by the vWorker.com settlement.
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| 9)
I am a U.S. worker. How are IRS 1099 forms handled?
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In compliance with Internal Revenue Service rules, all U.S. workers who make $600 or more in a year receive an IRS 1099 form from vWorker.com. Per IRS rules,
a copy is also sent to the IRS. For U.S. tax information on the Expert Guarantee, click here.
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| 11)
How is my financial and personal information kept safe?
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All sensitive information is protected via the highest level of SSL encryption (128 bit) to prevent it from being
intercepted by unauthorized parties. Once the information arrives at our data center, it is password-protected in a datastore. The data store is additionally fortified by an ICSA Certified firewall that blocks out
intrusion attempts. Additionally, we subscribe to vendor security notification lists, and install new vendor patches as promptly as possible...most often with 24 hours. Finally, 3rd party security
experts go through all of our systems on a routine basis looking for holes, and anything they find is promptly sealed and documented.
The above is just a partial list of security features. For more information, click here.
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| 12)
Can non-US users use PayPal?
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Yes, Pay Pal works in a number of non-US countries. For a complete list, as well as information
on opening up an international account, see the
Pay Pal international account info page.
Please note that Pay Pal will charge a money conversion fee to convert the funds from US to your local currency.
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| 13)
What is ExpertRating Certification and how does it work?
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Click here for full details on the ExpertRating certification program.
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| 14)
I don't understand how I communicate with the employer and/or get clarification on the specs?
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To communicate with the employer or ask questions, simply post a comment on the project (a bid with a comment and no bid amount). The employer will be emailed a link to your posting and if
he or she responds, you will receive an email of their response as well. It can then continue for as long as the two of you need to communicate.
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| 15)
I'm getting a warning about my Internet Explorer browser being old and possibly buggy. What is this all about?
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You are running an old internet browser
(Internet Explorer v5.x) that Microsoft has found a number of bugs in. These
bugs will not only cause problems for you on some of the advanced features of
vWorker.com (like posting bids and attachments), but also exposes you to
security risks on all sites on the Internet.
Microsoft provides new and upgraded versions of
its software for no charge via download from the Internet, or via CD for
a nominal charge. You are highly recommended to take advantage of all the
latest bug fixes and security advances by downloading the free newest version of
Internet Explorer. To learn more click here.
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| 16)
Is contact information allowed in bids? How about in projects > $500?
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To protect our fee, contact information is never allowed in any bid, no matter what the
project amount. However, to facilitate the requirements gathering stage of larger projects, the site "Information Release" system
allows you to release information to employer without having to post your contact information in the bid. For complete information
click here.
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| 17)
What protections are there in the rating system?
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The rating system is a crucial tool for you to determine who you want to work with, and it's
vital that it be as accurate as possible.
To give you the most information possible, we encourage parties to rate
each other based on the following project
details:
But while this is helpful, it is not enough. In a typical
unprotected rating system (like
many
competitors use),
it's dangerous to
rate another party poorly because they will retaliate and do the same.
That's why vWorker.com
protects all ratings with a double-blind system. The other party cannot see what you rated them
until they have already rated you (and vice versa). This protects you from
retaliatory ratings and also prevents two parties from swapping
inflated ratings too.
In addition to the double-blind protection, you'll also notice vWorker.com
arbitrator ratings on many peoples' accounts. If we uncover
anything that another party has a right to know, while we are doing an arbitration, we document it
publicly on the rating (including who
won the arbitration and why). This gives you complete information when deciding whether to work with
that person or not.
For complete details, see the complete rules of arbitration in either the
employer or
worker legal agreements.
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| 18)
How do ratings work in arbitrations?
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| |
Typically an employer or worker can rate the opposite party with a number, a comment or both. However, if an arbitration occurs then special rules apply:
- If there is winner and a loser:
- The loser cannot place a comment or a numerical rating on the winner.
- The winner can place a comment rating on the losing party. (They cannot place a numerical rating because the arbitrator will be doing so).
- If the arbitration is closed neutrally (no winner or loser):
- Both the employer and the worker can place a rating comment on the opposite party. Neither can place a numerical rating.
In all arbitration situations the arbitrator will record the final outcome as a comment on both parties' records. If there is a loser, they will also record a numerical rating on them.
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| 19)
What is the vWorker.com minimum fee?
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| |
The site has a minimum fee per of $3.00
per transaction. This covers the minimum fees we're charged by 3rd party vendors to
enable your transaction, the costs we ourselves incur, plus a small profit. 3rd party
vendor fees
we must pay
include financial fees (minimum
fees charged by PayPal, credit card company, wires, etc.), bandwidth fees, and server processing
fees.
Costs we incur include staff expenses for facilitation, customer service and arbitration.
If the fee on any transaction is less $3.00, then
when the employer authorizes release, the fee is increased to
$3.00 and the worker
credited with the remaining amount.
When a minimum fee is charged, the site now shows a special notification to
the worker on the credit email and
permamently stores a note about it on the transaction (which they can view in "My financials").
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| 22)
What is a manual entry? |
| |
If you forget to log your normal time via the desktop application (or wish to subtract time), you can add a manual entry. This is done on the
weekly time card page. Remember that the employer is never under any obligation to accept manual entries, so it is much safer to
simply log your time via the desktop timecard application. Click here for more information on entering manual entries.
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| 23)
What is crowdsourcing? |
| |
Crowdsourcing gives you a new way to earn money
on vWorker!
In outsourcing, you bid against other workers to win the project.
In the past, many new workers have accidentally gotten themselves
into trouble by uploading the final work to the employer before
they were selected. They did this to try to win the outsourcing
project, and didn't realize that since funds
were not yet escrowed, they could be taken advantage of
(i.e. the employer might never pay them).
That's why this was made illegal.
But now there is a new alternative. With crowdsourcing, we require
the employer to escrow the funds before the project is posted. So
this guarantees they can pay. Then all workers are free to (and
expected to) upload the work to them. The one who impresses the
employer the most (or the fastest...depending on the project), wins
the prize. And if it's a trialsourcing project (a new
type of project
that combines a small crowdsourcing trial with a larger
outsourcing one-on-one project), the worker also
wins the outsourcing job as well.
We've also introduced some next-generation innovations to crowdsourcing that make it more versatile and useful than any competing site.
But the best part for workers is that the prize amount is several times higher
than it would be with a direct outsourcing project. (The employer has to do this
in order to attract enough interest in the contest). So if you are
good at what you do,
this is a great way to potentially earn much
more than what you would
normally make via
ordinary outsourcing.
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| 24)
How is vWorker.com's next-generation crowdsourcing different than
competitors? |
| |
Our next-generation crowdsourcing gives you more power and versatility
than any competitor.
Other sites
restrict your crowdsourcing to narrow categories (design related),
can only handle smaller projects,
and have overly-rigid and inaccurate pricing that costs you too much
money. But we've eliminated all those problems.
-
Every category of project:
All existing crowdsourcing sites are limited to design projects only
(example: “create a logo”). They’re forced to do this because they used
fixed pricing (which we don’t…as will be discussed next). So we
give the employer the freedom to choose it on each and every type of project
(programming, writing, marketing, virtual assistants…you name it)! So the
possibilities are limitless!
-
Every sized project:
Ordinary crowdsourcing is great for small scope projects
which take a contestant two days
or less to finish.
Good examples are projects
like designing a logo or website home page. But it’s impractical on
larger/long projects because funding the prize becomes too expensive.
Trialsourcing solves that problem by pairing the superior
candidate screening of crowdsourcing with the superior cost
savings of outsourcing in one project! It’s an amazingly cost
effective way for employers to screen workers. And it's a
fantastic way for superior workers to identify themselves
to employers. Click here to learn more.
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PerfectPricing™:
Many workers complain about the pricing on traditional
crowdsourcing sites. That’s because
those sites dictate the price based on the broad category
of work the project is in. The
problem is that every project is different. So the
result is a
price that’s
almost always wrong (too low or too high).
Too low of a price costs the worker unnecessarily
and results in a
poor (or failed) contest for the
employer.
Too high of a price costs
the employer
unnecessarily.
We’ve solved that problem with PerfectPricing™. We suggest an
amount for the work
category based on our experience of what it takes to have a successful
contest. But the employer decides how much it should be (for example, if
it's an easier than usual contest). In all situations,
if any worker want to participate but finds it too low,
they have the ability to let the
employer know what price they need it to be.
The employer can review their resume and history and if they
want the worker to participate, they raise the prize amount
(and the
worker is notified).
This allows a fair price that works for all parties to be set
each and every time.
Plus there are other improvements as well.
Click here for the full list.
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| 25)
What is trialsourcing? |
| |
Trialsourcing replaces the bidding and interview process of
outsourcing, with an on-the-job trial. But unlike crowdsourcing,
its designed for larger projects
(that take a participant
two days or longer to finish).
It is a vWorker "best practice" and we are proud to be the only
site that offers it.
Here's how it works. The employer splits the projects into two parts:
- Small trial contest portion:
A crowdsourcing contest used to pick the best candidate.
- Larger one-on-one portion:
An outsourcing portion used to do the bulk of the work with
the selected candidate.
The first portion is sized just large enough to measure the
worker's ability and screen them well...but no larger than that
(which minimizes the employer cost). When the worker
wins the trial, they also win the right to work
on the larger portion. During this portion, the worker is
fully protected
with a
payment guarantee. If they do the work as contracted,
they will get paid.
Click here for more details.
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| 26)
What are the crowdsourcing / trialsourcing options? |
| |
There are several options to choose from in these sourcing types:
- Employer prize guarantee:
If the employer chooses this option they guarantee they
will award the prize to someone. This reduces the risk
to workers and increases the amount of participation in the
project. However, it does commit the employer to selecting
someone.
If the employer does not choose this option, they have the
option to decline choosing a winner and receive a refund of the
funds back to their site account.
We recommend that employers who do this double their prize
amount, to avoid losing participation in their contest.
IMPORTANT note on refunds:
There is no fee to have funds refunded to the employer's
site account,
where they are held for them to spend later. However, if
they choose to have funds physically refunded, then we
incur some small costs, and charge a small cancellation
fee to cover them. Click here to
learn more.
- Co-contestant visibility:
The employer can choose how much contestants can see
of other contestants' submissions and communication.
More public visibility maximizes the power of the crowd.
Less public visibility
increases the privacy for the employer.
The choices are:
-
Public (recommended):
This maximizes the power of the crowd
because contestants can work off of the
feedback and guidance the employer has given to others
to customize their own work and more quickly
tweak it to their
unique likes/dislikes. It also reduces
the amount of repeat guidance the employer needs
to give each worker.
All contestants and potential contestants can see:
- "Contest / Message Summary" page: A list of all contestants who have responded
or been invited to the contest. The list includes the following for each
contestant: highest rating received from employer on submissions,
number of messages, number of submissions, if/when they
officially announced
starting the contest.
-
"Compare All Contestants' Uploads" page:
The submissions sent by each contestant to the
employer,
any message attached to it,
and what the employer rated it.
-
"Public Messages" page: All onsite communication
between the employer and each contestant.
-
Semi-public:
This still allows the employer to harness some
of the
power of the crowd, but also keep
specific communication private. This will
increase the amount of time
it takes contestants to produce the final work and
decrease the number of contestants. So it is
only recommended if the employer has intellectual
property needs that require it.
All contestants and potential contestants can see:
- "Contest / Message Summary" page: A list of all contestants who have responded
or been invited to the contest. The list includes the following for each
contestant: highest rating received from employer on submissions,
number of messages, number of submissions, if/when they
officially announced
starting the contest.
-
"Compare All Contestants' Uploads" page:
The submissions sent by each contestant to the
employer,
any message attached to it,
and what the employer rated it.
They cannot see all other onsite communication between the employer
and other contestants.
-
Private:
This gives the employer the maximum privacy
at the expense of minimizing the power
of the crowd. This will
increase the amount of time
it takes contestants to produce the final work and
decrease the number of contestants.
So it is
only recommended if the employer has
very strict intellectual
property needs that require it.
Allows contestants (and potential contestants) to see:
- "Contest / Message Summary" page: A list of all contestants who have responded
or been invited to the contest. The list includes the following for each
contestant: highest rating received from employer on submissions,
number of messages, number of submissions, if/when they
officially announced
starting the contest.
They cannot see anything else.
- PerfectPricing™ pricing feedback:
If the employer chooses this option (which is highly recommended),
then workers are
able to tell the employer if they are interested
in the contest, but the prize amount is too low.
The employer can review their resume and work history
and decide if they want to raise the prize to get their
participation. Click here to learn why this feature
is revolutionary.
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| 27)
How does copyright work on crowdsourcing / trialsourcing projects?
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| |
To keep the process safe for both parties, the following rules
apply to copyright on these sourcing types.
- Employer:
The employer will receive copyright to
the deliverables from the contestant /
worker
when they award the prize funds to them.
Unless/until they do, they do not
own copyright to it. Before awarding
funds they may not modify, redistribute
or use it in any way, other
than to verify awarding
the prize. Any employer who knowingly
violates this
prohibition will have their
account
permanently closed for copyright fraud.
Additionally,
they expose themselves to potential
criminal and
civil charges in a court of law.
(If you see a violation, please
click here to report it).
- contestant / Worker:
The worker guarantees that they
currently own full and
exclusive
copyright to all work they submit.
If they wish
to
include 3rd party work of any
type, they must document the
following, onsite:
- Tell the employer exactly
what is
3rd party in the
deliverables.
- Explain what the copyright
ramifications are to them.
- Have them agree (onsite) to the
above.
Any worker who knowingly submits
3rd party work in
their
deliverables without doing the above,
will have committed copyright
fraud and will have their
account permanently closed.
(If you see a violation, please
click here to report it).
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| 28)
What happens when the employer increases the prize amount?
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| |
When the employer increases the prize amount a notification is
sent to:
- All contestants who had already registered as starting the
contest.
- All contestants who said they would participate if
the prize was increased to the new amount.
When the prize increases, it is increased for everyone: both
existing contestants and potential new ones.
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| 29)
Why should I formally announce I'm starting a
crowdsourcing / trialsourcing contest?
|
| |
Technically, you can start a contest without formally
announcing it.
However, this is not a good idea because:
-
Employers will usually wait for your submission when they
know it's coming (because they want several
submissions to compare).
But if you don't tell them, they can't do this and
may award the prize before you're finished.
-
You won't
be notified when the employer raises the prize
and will probably not realize it happened.
- If it's a trialsourcing contest:
the employer won't know what your bid is
for the larger, one-on-one portion of the project and
you may not win the trial.
To avoid the above, formally announce that you're starting the
contest.
You do this by picking "start this contest" in the message
section of the project:
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| 30)
What are the 5 star ratings on contest submissions and how do they work?
|
| |
We strongly encourage every employer to not only respond to each submission, but also give it a
rating from one to five stars. This gives the worker valuable feedback and may allow them to
change the entry so that
the employer likes it better. It also allows other contestants (and potential contestants) to
understand more quickly what the employer is looking for, rather from all of them starting from scratch. (Note:
this information is only visible to other contestants if the employer has allowed them to see it, via the
"co-contestant visibility" setting on the project.
The ratings are as follows:
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| 31)
What happens if the employer doesn't follow through on the second
portion of a trialsourcing project?
|
| |
The second portion of a trialsourcing project is the larger,
one-on-one portion, and is the most important part of
it. If for some reason the employer doesn't properly initiate it
(e.g. declines it, suddenly requires
less money to do it, etc.), then you can rate them for it. If you can't rate
them yourself
(because you didn't place a rating in time or placed a positive rating
before you knew what would ultimately happen)
then we will change it for you. To do this,
contact a facilitator
and tell them:
- "I wish to change the contest rating because the employer
did not properly initiate the one-on-one portion of the trialsourcing
project".
- The reason the employer did not properly initiate it.
- The project id (or URL).
- Your new numeric rating (from 4-10) and the rating comment you want.
(The rating cannot be below a 4 because those
ratings are reserved for users who have lost arbitrations).
They will verify that the other party did not initiate it and
place your new rating. Please note that:
- The employer will retain the ability to rebut your rating.
- If the employer started the one-on-one portion but did not
do a good job, then you should rate them on that that
project (which has a separate rating) rather than the contest.
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32)
How can I make sure my work won't be used without permission?
|
| |
Copyright law prevents an employer from using your work without paying for it.
If they do so, then you can report them and we will also take action against
their account. However there are also other steps you can take
to proactively protect yourself.
-
Hold source files until you win:
Most projects involve source files which the employers don't
need to evaluate your work, but
do need if they want to fully use it. If so, then
hold these back until you're chosen as the winner.
So make sure you wait for this
to happen, and don't give them out based on a promise that
might not ever materialize.
For example, on a graphic design project for laying out a website,
the employer can evaluate your work using .jpg images of your designs.
These are viewable but cannot be modified, which protects you because
they are time-consuming to reverse-engineer.
When you're chosen the winner, you then release the source files
(adobe photoshop files) that lets the employer edit your design.
The site will notify you when you are the winner
and it's safe to do this,
with a message like this:
-
Delete your submissions if you lose:
If you lose and want to make 100% sure that other people viewing
the contest (or the employer) can't use your work, then you
can delete your submission.
To do so, click on the "options"
link under the posting, and then click "delete posting":
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| 33)
What is the Expert Guarantee?
|
| |
The Expert Guarantee is a useful feature, if you happen to be an & employer and...
- ...have a crucial deadline and MUST find an expert who will finish the project on time.
- ...OR...have too many "look-alike" bidders and aren't sure how to separate the experts from the amateurs.
The Expert Guarantee is also useful, if you happen to be
an expert worker, whose bids are getting crowded out by a throng of less qualified bidders.
If you fall into any of the above categories, then the Expert Guarantee solves your problem, by quickly
connecting expert workers with serious employers. Here is how it works. At the beginning of the project, the expert worker puts
their own money "on the line", to prove that they have the skill to complete the project and are also 100% committed to completing it on time. They
do this by placing a deposit into escrow, which is a percentage of the bid amount (for example 10%).
- If the expert worker completes the contract as promised (100% by the deadline), then they receive the deposit back (along with full payment for the work, as usual).
- If the expert worker does not complete the contract, then they forfeit the deposit.
The deposit is used to pay for the employer's cancellation charge, and the remainder is donated to a non-profit charity. (The money is not kept by vWorker.com, nor the employer).
- If the employer is responsible for the project failing (for example: by pulling out prematurely, withholding important information, etc.) then the worker receives back the deposit.
A worker does this via the arbitration process.
Note: To reimburse vWorker.com for the cost of processing the deposit, the worker is
charged a small, non-refundable processing fee when making their deposit.
The fee is discounted (and completely waived) if you pay using a preferred payment method.
The above is merely a brief overview of the Expert Guarantee feature, and there are many additional important
details that are not included here. Please DO NOT USE THIS FEATURE, until you've read and understood all of those details.
Links to frequently asked questions and the detailed legal agreements are below:
|
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| 34)
I am not an expert, but want to bid on a project. Should I still put down an Expert Guarantee?
|
| |
NO...do not put down a deposit because you will most likely lose it (as well as receive a poor rating). Instead bid on a project where the deadline is not as crucial (i.e there is no Expert Guarantee required). Also, make sure you are truthful to the employer about your level of expertise. If you do this and enter
arbitration, your deliverables will only be judged
at performing competently at the level you claimed to be at. On the other hand, if you pretend to be more of an expert than you really are, your deliverables will be judged at that higher level...and you will most likely lose arbitration and receive a poor rating. Honesty is always the best policy.
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| 35)
How do I pay for an Expert Guarantee?
|
| |
Once the employer accepts your bid, you have up to 3 days to pay for an Expert Guarantee.
You can use the funds in your worker account (from other jobs), or you can use any of the normal site payment methods (which are currently credit card, PayPal or a check mailed via postal mail). If you choose the latter,
just remember to factor in the time required to send the payment as well as the delay of any possible security verification (if you haven't preverified or completed them already). It is a good idea to pre-verify in advance to
avoid an emergency situation.
Remember that if you do not escrow the Expert Guarantee within 3 days (or decline the project in that time...per the below), the employer will be switched to another worker and you will receive a poor rating. To avoid this, only bid on Expert Guarantee projects if you intend to follow up on them.
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| 36)
What is the cost of using the Expert Guarantee?
|
| |
Depending on the method you use to deposit funds, there may be a small processing fee to cover our expenses. Full details are here.
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| 37)
I would rather not pay a Expert Guarantee processing fee. Can I reduce or eliminate it?
|
| |
Yes, you can reduce or eliminate the cost by choosing a less expensive method for us to process. Full details are here.
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| 38)
Can I "back out of" an Expert Guarantee project?
|
| |
Once you choose to escrow the Expert Guarantee, it is final...and you cannot "back out of it" if you change your mind later. So do not commit to this type of project unless you are willing to fulfill the contract 100% by the deadline.
However you do have up to 3 days from the time the employer accepts your bid, to choose between escrowing the Expert Guarantee or declining the project.
During this period, you can decline it with no penalty. A decline would simply be recorded as a neutral rating on your record.
Please note that:
- The normal
24 hour grace period for cancelling projects is not honored on these types of projects, since you actually have
the previously mentioned 3 days to make a choice.
- If the guarantee was for
the second portion of a trialsourcing project, the employer may choose to rate you
poorly on the first part (for backing out).
When the second part of a trialsourcing is
aborted, the non-cancelling party has the option to
revise their rating on the
first part, to reflect what
happened.
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| 39)
If I complete the project, how is the Expert Guarantee returned to me? |
| |
When you complete the project and receive the escrowed funds, the Expert Guarantee is simultaneously credited back to the deposit account in your
worker account. (To see it, go to 'My worker Financials' submenu, and look at the worker deposit section.)
These funds are then available to you for use on a future Expert Guarantee at any time.
If you wish to receive the funds back, then you can request a refund from finance. They will process it as follows (depending on how you paid for it):
| Payment type | Refund available |
| Credit Card/PayPal | These will be refunded back to the original credit card or PayPal account that they came from. Please note that due to chargeback rules, these CANNOT be refunded to a different credit card or PayPal account, nor transferred to your worker credits for payment during your next chosen pay period. |
| Snail Mail | These can be refunded back to you via snail mail (note: a $2.00 postage and handling fee applies). Or you can choose to transfer them to your worker credits for payment during the next pay period you have selected. |
| Bank to bank wire transfer | These can be refunded back to you via bank to bank wire (note: a wire transfer fee applies--$10.00 U.S.; $20.00 International). Or you can choose to transfer them to your worker credits for payment during the next pay period you have selected. |
| Transfer from worker account | These will be transferred back to your worker credits for payment during the next pay period you have selected. |
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| 40)
Why are forfeited Expert Guarantees donated to charity? |
| |
After covering the employer's cancellation charge, the remainder of the Expert Guarantee is donated to charity. We do not keep the funds, so as to avoid even the appearance of a conflict of interest during the arbitration process.
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| 41)
If I go into self mediation (or arbitration) can the Expert Guarantee be PARTIALLY returned to me? |
| |
The Expert Guarantee is a deposit that either is 100% refunded or forfeited. As a result it may NOT be split as a result of self mediation or arbitration.
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| 42)
How are U.S. taxes handled for the Expert Guarantee? |
| |
Disclaimer:
The following is NOT guaranteed to be accurate. Neither vWorker.com nor Exhedra are tax professionals, nor licensed to give tax advice. Do not rely on the following, but instead, consult your tax professional, as the law may be
complex, subject to interpretation and/or change without notice. (This tax information applies only to U.S. workers. If you are a non-U.S. worker with tax questions, please consult your local tax professional for appropriate answers. vWorker.com is not familiar with your country's local tax laws.)
As described above, your earnings on projects are reported to the Internal Revenue Service (I.R.S.) on IRS 1099 Form. Handling this is very straightforward.
However the status of an Expert Guarantee it more ambiguous.
Should it be treated like a deposit that you place in a bank? Such money is "held" by another party, but is still "your money" and thus no taxable event occurs when it changes hands.
Or should it be treated as an expense when you deposit it, and earnings when you receive it back? Only your tax professional can answer this question for you. For informational
purposes only, here are two possible ways to handle it. Both result in the same net tax result, but do it in different ways.
The IRS may not consider one or both of the above methods proper. Again, be sure to consult with your tax pro before actually filing your taxes.
- Option A: Bank Deposit Method
This is the simpler of the two from an accounting perspective. If you consider Expert Guarantee deposits to be like a bank deposit (as described above),
then you do not have to record when you deposited them, nor when you received them back. The only thing you would record (as expenses) would be:
- Any Expert Guarantee deposits that you FORFEITED that year.
- Any Expert Guarantee processing fees that you paid that year.
- Option B: In/Out Method
Record each Expert Guarantee deposit as an expense the year that you escrow it. If and when it's returned to you, record it as an earning in that year. It is considered "returned" when it is
either refunded back to your credit card/PayPal account, etc...OR if credited to your worker credits account via a transfer. You can see your yearly financial summary related to the above information by going to "My worker Financials" and clicking on "Show My Expert Guarantee Yearly Summary Info".
Note: The earnings on your 1099 form will NOT include any Expert Guarantee financial information...so that it is possible for you to report your taxes using either of the
above methods.
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| 43)
Why is violating copyrights considered a fraudulent action? |
| |
vWorker takes copyright issues very seriously, since illegal actions by the worker can cause a 3rd party to attempt to take legal action against the employer. Although copyrights are not strictly enforced in every country, they are in the United States. And when working through vWorker, both employer and worker agree to subject themselves to a contract under United States law. This is why all site users (especially workers) need to fully understand United States copyright laws and follow them. Since copyrights are such a crucial issue, a party can and will lose an arbitration for copyright violations…even if the arbitration was initiated for other reasons/purposes.
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| 44)
How can one violate the copyright laws on a project? |
| |
One of the most common methods is the use of third party components. The second most common is reuse of previously used components (that the worker used for another employer…whether on vWorker or elsewhere).
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| 45)
What is a third party component? |
| |
A third party component is any portion of the final deliverables that the worker has not created from scratch. The problem with such components is that the worker does not have exclusive copyright to every portion of it. As such they cannot assign these complete rights to the employer (which they’ve agreed to do in their contract).
The employer has a right to know of any and all such restrictions, so that is why vWorker requires the worker notify them (onsite) of the third party components, their copyright ramifications (if any) and get their consent (again onsite). If a worker does not do this and the employer does not wish to later accept the third party component, then the worker forfeits the funds for the project and receives a poor rating for copyright fraud.
Note that the price of the component doesn’t affect whether or not it is considered “3rd party” or not. Free components that have been created by a 3rd party are still almost always limited in some way. For instance, programmers using open source code are still subject to tight copyright restrictions...even though the code is “free”. The same applies to free code, graphics, or other components that a worker finds by browsing on internet sites. Under United States law, a person does not have to put an official copyright notice on their site to have copyright…they already have such rights. So workers cannot take such "free" material without notifying the employer of their use, the copyright limitations and then must get their consent.
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| 46)
Why can I not re-use components I’ve delivered for other employers (often asked by programmers about code they’ve used for other employers)? |
| |
One you’ve delivered it to another employer (or sold it) you no longer own full and complete copyrights to it. As such, you cannot then give the employer the full and complete copyrights you agreed to.
Very rarely a worker will give a component to another customer and stipulate in their delivery contract that they have the rights to give it to other copyright holders. Even in such situations, the new employer must be made fully aware that they are not getting what they believe they are getting (i.e. that they are the only person owning the component, since that dilutes the value of what they are receiving). Only if the employer understands the ramifications and gives consent, can the worker use this for their new employer.
As an example, some expert programmers will have a library of code they’ve developed themselves and will use on projects for multiple employers. It is okay to do this as long as they explain to the employer exactly what this means (i.e. some of the code was developed before them and probably some code developed for this project will end up in other employers’ projects).
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| 47)
What does 'Work for hire' mean? |
| |
Work for hire means that the employer will own full and exclusive copyrights to the work and the worker will not. This does not simply mean that this work is contract work.
For more information on copyrights please visit: http://www.copyright.gov/
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| 48)
Where can I read more on vWorker’s stand on the above points? |
| |
Information can be obtained in the Worker Contract under the headings 'Additional Copyright Indemnification of Work Produced for Employer' and 'Third Party Code'. Additionally, most projects contain a reminder of this (and or changes/clarifications) in the legal section (often labeled as #3 in the legal section).
Please note that even if an employer removes all verbiage about copyrights from that section, the previously mentioned worker contract still applies, and the third party rules apply fully.
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49)
How can I control when and how much I get paid out?
|
| |
Once the employer accepts your completed project/timecard (or project milestone), the money
is credited to your vWorker.com account. All credits accumulate until the credit cutoff date
of your choosing arrives. You can choose as many paycheck credit cutoff dates as you
like. We then pay you on or before 11:59:59 EDT on the seventh following day; using the
payment method you’ve
chosen. The
dates are as follows:
-
10th day
- Credit cutoff: 10th of month at 11:59:59 pm.
- Paid on or before 17th at 11:59:59pm EST.
-
20th day
- Credit cutoff: 20th day of month at 11:59:59 pm.
- Paid on or before 27th at 11:59:59pm EST.
-
Last day
-
Credit cutoff: Last day of month at 11:59:59 pm.
-
Paid on or before 7th at 11:59:59pm EST.
If you want to be paid more often, you can choose mutiple pay-out
periods.
If you are not in the EDT time-zone then please note that all times are based on our time-zone, and will not exactly match yours.
Your payment options:
Payment Minimum:
You can choose to NOT have
the payment sent to you until your account reaches a certain $ threshold
amount (called the "Payment Minimum"). If, for example, you set your "Payment Minimum" to $500, you will not be sent a payment until $500 has been accumulated in credits. If you want to be paid each and every time
there are credits in your account, then set the "Payment Minimum" to $0.
Payment holdback / carryover:
You can choose to have a certain amount withheld from your payment. This is
useful if you wish to use the funds to purchase work on the site as
an employer, or for use as a
Expert Guarantee.
If, for example, you set your "Payout Holdback/Carryover" to $200, then $200 will be kept in your account and carried over
for future use. You can also choose to combine the "Payout Holdback/Carryover" with the previously mentioned
"Payment Minimum" feature. Let's pretend, for example, you chose a "Payment Minimum" of $500 and a "Payout Holdback/Carryover" of $150, and received $501 in credits. We would issue your
payment (because you had met your minimum of $500). You would be paid $501-$150=$351 and the remaining $150 would be left in your account
for future use.
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50)
Why do my billing fields get locked?
|
| |
To make sure your outgoing payment gets to you correctly and completely, you cannot
change your billing information while your payment is being processed. For example, let's say you wanted to change
your next "Payment Holdback/Carryover" from $0 to $100 for next month, but forgot you had a pending payment. If
we let you change it, you would receive $100 less then you'd planned. So instead we prevent you from changing them,
until the outgoing payment has been completed and it's safe to do it.
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51)
How long are billing fields locked for?
|
| |
Your billing fields are locked when finance batches your payment for processing and unlocked when the payment
is completed. With fast payment methods (such as PayPal), this usually takes just a few hours. Other
payment methods (such as wire transfer or Western Union) take a day or more to complete. Occasionally the payment processor
(or our antifraud systems) indicate fraud
may be involved. When that happens, the fields are locked while we resolve the issue.
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52)
Which fields cannot be changed when my billing fields are locked?
|
| |
When your billing fields are locked, the following fields cannot be changed:
Payment Type
Payment minimum
Payout Holdback/Carryover
Credit Cutoff Dates
Billing First Name
Billing Last Name
Billing Company Name
Billing Street Address
Billing City
Billing State
Billing Country
Billing Postal Code
Billing SSN/EIN
Skrill email address
Paypal email address
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53)
Why do you take up to 7 days to send out payments? Isn't it all automated?
|
| |
To prevent fraud and comply with U.S. anti-money laundering laws all payments are reviewed by a human. And while the physical payment to the third party payment processors are automated, a human is required for other portions. For example, a human must arrange to have the funds sent to the processing company in advance (due to our volume) as well as manually intervene for the inevitable exceptions and unexpected issues that occur every payment period. Finally, some of what we do depends on 3rd party companies doing things (such as processing the advance deposit mentioned above). Part of the time is a cushion to prevent their problems from throwing you off schedule.
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54)
I always seem to get paid on a certain day in the 7 day period (such as day 4), but I haven't this time. Does this mean something went wrong and I won't get paid?
|
| |
No it doesn't. The timing for when you get paid in the 7 day period is based on some things that are consistent and some that are not. For example, we have to wait on 3rd party payment processors to receive and credit out deposits in advance (because we send out so many). This is generally consistent, but from time to time they may experience delays. This is one of the reasons why we created the 7 day period: as a cushion to make sure that problems like these are accounted for and don't throw you off schedule.
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55)
How can I change my payment options for next period?
|
| |
After the billing fields are unlocked, you can do so from "My pay options" which is under "My registration settings". This is located under "My account" in your worker (or affiliate) menu.
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56)
Where can I see if I've been paid and/or how much?
|
| |
Go to "My financials" under "My Account..." in your worker (or affiliate) menu.
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| 60)
How is the Western Union fee calculated
(and why is it different than sending personal payments via WesternUnion.com)? |
| |
In the past we used to send money via Western Union as a "personal payment"
(rather than a "business payment"). We did this to
take advantage of the cheaper rates you see for payments on WesternUnion.com and save
you money.
However, we ran into a number of problems:
- We could not use the WU website because it limits users to $2,000-$3,000/month
(and we send hundreds of thousands of dollars a month). So we were forced to go
to physical stores that supported WU payments, instead.
-
The stores were fine with regular customers sending 1-2 payments, but quickly
realized that when we sent hundreds, it took a long time (7-8 hours). It would
tie up one of their employee unexpecetedly for hours, and took away from
their other existing responsbilities. We typically would be banned from using a store after
doing this once or twice, and would switch to another, but eventually that would have
stopped working too and we would have no way to send the money.
- It was unexpectedly expensive on our side as well
to pay an employee to
sit for hours and watch over the money (and make sure it was done properly).
Even if it didn't have other problems, we would have had to raise our fee to
cover this additional expense.
- There was a security issue with sending an employee to a store with
hundreds of thousands of
dollars on their person.
Even in the safest neighborhoods, a person with that amount of money can be robbed.
But the safest neighborhoods would not
allow us to use their stores after a few times (see above).
- WU requires cash and our bank (like most) would not always have that amount of cash on hand.
So we often had to wait several days to get the money which delayed payments.
- Technically, businesses are not supposed to send payments that way through WU, but
are supposed to use "business payment" instead.
So we are forced to send them as "business payments" instead. This is why the fees are
unfortunately more expensive and do not
match the "personal payment"
fees you may see listed on the Western Union website.
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| 61)
Can I give another user in my company or team
access to certain sections of my account? |
| |
Yes, you can give another user partial access to your account.
To do this, go to your 'my account' menu and then the
'my sub-account' sub menu. From here you can give another
user access to your account as well as optionally notify them
of their new permissions via email (and an alert).
After you've done this, the user will have
a new option to
sign-in as your sub-account (the next time they sign in). Note: that for
your protection, they
sign-in as a sub-account using their own userid and password, rather than
yours. You should never give out your own sign-in credentials to
sub-account users.
If you've just been assigned as someone else's sub-account and are not
seeing the sub-account option, you most likely told the site to save your
login credentials. To see it,
sign-out of the site first (using the link in the upper right hand corner)
and then sign-in again.
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| 62)
What is a Project Sherpa™
(or a Tech Sherpa™)? |
| |
In mountain-climbing, a sherpa is an elite mountaineer with years of climbing experience and intimate knowledge of the local terrain. They guide other climbers safely up and down an otherwise dangerous or un-climbable mountain.
A Tech Sherpa™ is a cross-discipline expert with years of success both "climbing" (doing technical work) as well as "guiding" (managing others who do that work). A Tech Sherpa™ can take over some or all aspects of managing your project, and free you to focus on more productive things. Prices range from $25-$95/hour, depending on their skills and location in the world.
A Project Sherpa™ is the same as a Tech Sherpa™, but is an expert in a non-technical / non-computer related field (such as writing, marketing, translations, paralegal work, etc.).
For more information on Sherpas, please see see the Sherpa FAQ.
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| 63)
How did bidding and the vWorker.com fee change in August of 2011? |
| |
Prior to August of 2011, bidding and the
vWorker.com fee* worked like this (on an open-auction fixed-price project with
15% fee):
- Worker wanted to be paid $85.
- Using the bid calculator on the bid screen, the worker calculated that they should
bid $100, to take into account the
vWorker.com fee*. The worker bid $100.
- Employer saw the bid as $100.
- Employer selected the worker and escrowed $100.
- Employer accepted the work as completed. Worker was credited with $85.
vWorker.com was credited with $15.
After August of 2011, the same scenario works like this:
- Worker wants to be paid $85.
- On bid screen, the worker is instructed not to raise their bid for the
vWorker.com fee* anymore, because we will do it for them instead. Worker bids $85.
- Employer sees the bids as $100 (the
vWorker.com fee* is now included at this point).
- Employer selects the worker and escrows $100.
- Employer accepts work as completed. Worker is credited with $85.
vWorker.com is credited with $15.
In both scenarios the employer pays the same amount, and both the worker and vWorker.com receive same the amount.
However, after the change, it is much easier for the worker to place their bid, because they did not
have to calculate the fee. And the entire project is much more likely to enjoy a 2.5% discount on the fee,
from a preferred payment method.
That’s because the discount was formerly not applied/noticeable until
after the employer released the funds. And at that point, most employers probably didn’t even notice
it was occurring. However, now the employer sees the effect a discount during escrowing and its very
apparent they can save significantly by paying this way. So this allows the entire project to be done
cheaper.
- *vWorker fee*:
- This example uses 15% as an example, but in actuality, the percent ranges from
6.5% - 15%, depending on the type of project and method of payment.
- Both “prior” and “after” the 15% fee is calculated as 15% of the entire
escrowed amount (i.e. worker credit + fee). If you reverse-calculate this as a
percent of the worker’s bid, the amount is 17.xx%
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| 64)
Has the vWorker.com fee gone up since the August of 2011 bidding change? |
| |
No it has not. For example: on an open auction, fixed-price project, the fee has been
(and remains) 15% of the entire escrowed amount. In both scenarios, this percentage can be
reverse-calculated as a percent of the worker’s bid at 17.65%. (Click here for more information on
forward and reverse percentage calculations) Note that this 15% is just an
example fee used here. It can be reduced significantly by using a preferred payment method,
a different payment method or auction type. Click here for a list of all the
possible reductions.
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| 65)
Why is the reverse-calculated percentage of the vWorker.com fee different (and more) than the forward-calculated percentage? |
| |
The vWorker.com fee is a percentage of the entire amount escrowed by the employer at the beginning of
the project. We call this the “forward-calculation”. However, you can also calculate the percentage
in a different way: as a percentage of what you get at the end project. We call this doing a
“reverse-calculation”. It is mathematically impossible for the two to be the same, because they are
not actually mirror images of each other, but instead use two different base points. Additionally,
the reverse-calculation will always be a little more than the forward-calculation. Neither one is
more “correct” than the other. They are just two different ways of looking at the same thing.
Here is an example:
The vWorker.com fee on an bonus is 10% of the escrowed fees. If the employer escrows $100, the fee is
$10 and you receive $90. So the forward-calculation percentage of the is: 10 / 100 x 100% = 10%.
This is exactly what you’d expect. However, if you instead choose to reverse-calculate it as a
percentage of what you earn at the end (rather than what is escrowed by the employer at the beginning),
you will get a different number. If you do that calculation you will get: 10 / 90 x 100% = 11.11111…%
(with an infinite # of 1 digits). As usual, the reverse-calculation is slightly more than the
forward-calculation.
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| 66)
How did bonuses change after the bidding change in August of 2011 |
| |
Employers did not see any difference after this change.
Before the change they would post $100, we would subtract a 6.5% or 10% vWorker fee and the worker would
get the remainder. After the change, it works the same way.
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| 67)
What is bidding spam and how does the site protect
against it?
|
| |
Bidding spam is a generic comment or bid that a worker
places on one or more projects without first
attempting to read or
understand what the project is about. It may
be done by accessing the website normally, or it may be
done through an automated program.
Bidding spam
distracts employers from the
legitimate bidders and unnecessarily slows down the
bidding process.
When an employer posts a project, they can check a box
called "Bidding spam detection" in the "advanced options"
section of the page. When they do this, it requires
workers to guarantee they are not posting bidding spam.
Further, to demonstrate it, they briefly summarize the
project in their own words, which is shown to the
employer.
Workers that simply copy and paste some or all of the project
description, post nonsense or otherwise demonstrate they
responded without reading the project, can be easily
rejected by the employer and not considered for the project.
Additionally, employers can also
record a formal complaint (for
disciplinary action) against workers who
send them bidding spam. A formal complaint
is recorded on the worker's record and they
are notified of it. If a worker receives
3
complaints (from different employers),
then their bidding privileges (ability to post on new
projects) will be suspended for 24 hours.
If a worker who was previously suspended receives
2
more complaints,
then their account is forfeited and
terminated (after a manual review by
vWorker.com).
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| 68)
Can I reply to the other party via email?
|
| |
Yes. In addition to replying via a form on the site and
instant messaging, you can also reply to them
directly from your email. When you receive an email notification,
just hit "reply" in your email client. Then type your
response between the
two lines indicated, and then hit send:
The site will then post this for you automatically:
 |
| How it looks on the site |
It's important not to delete or change any information in the
email or the site will not know which project you are posting
on. If you're unsure if you did it properly, check the page manually
by hitting "refresh". Note that during peak times there can be a 10-15 minute
delay in posting your responses via email. If time is of the
essence, then you should reply to them using the site form instead.
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| 69)
What is the project matchmaking system?
|
| |
Project matchmaking is a free service that connects
employers with suitable workers. When it finds these
workers, it sends them a personal invitation to
bid on the employer's project (or participate in their contest).
Employers who select matchmaking on their projects can invite up to
180 workers
in the following categories:
- Top ranked:
Have the highest all coder competition score
for all the categories the project is in.
- Newest and freshest:
New workers who are often eager to work
- Other:
There are many good workers who are not
the very top ranked, nor brand new. This option
will randomly select these types of workers to
round out the invitation list.
If a worker does not want to receive matchmaker invitations, they
can disable them in several ways:
- Block matches on projects of a certain type,
size or category.
(Go to "my account",
"My registration / settings" , "My filters").
- Block being matched with a particular employer.
(Go to "My account", "My block list").
- Block ALL matchmaker invitations. (Go to "my account",
"My registration / settings" , "My alerts / privacy").
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|